CTZpay makes it easy to send and receive money locally and internationally. Enjoy quick transfers, low fees, and full transparency. Whether you’re supporting loved ones or managing business payments.

We keep everything transparent. Here’s what you need to know before you transfer.
Daily Transfer Limit
2,000,000 MMK
Withdrawal Limit
500,000 MMK
Top-Up Fee
0% for wallet transfers
Service Fee
Depends on partner merchants
Get the CTZpay mobile app from the App Store or Google Play. You can also scan the QR code on this page to download instantly.
Open the app, enter your mobile number, and verify it using a one-time password (OTP). Once verified, your CTZpay account will be automatically created.
Complete a quick identity verification by uploading your NRC or Passport and taking a selfie. Once verified, you’ll unlock all CTZpay features such as top-up, transfer, and rewards.
That’s it! You can now make payments, send or receive money, and earn CTZ Points every time you use CTZpay.