We are Capital Connect.
We empowers young experts and professionals to deliver the better products and services. Capital Connect brings CTZPay for Myanmar’s unbanked consumers with limitless digital payment solutions. With the nationwide partner network, CTZPay is ready to give better digital payment services.
Electronic money has brought lots of new opportunities and possibilities. People can transfer money to others. It can be used to pay for utilities, mobile top up, and internet access and much more. Electronic transactions are carried out almost instantly, while problems such as lines, change, and other are done away with.
Learn More
Discover exclusive deals, cashback offers, and limited-time campaigns designed to maximize your rewards with CTZ Pay.
g&g မှာ စျေးဝယ်ယူပြီး “Citizens ပွိုင့်စုဘူး” ထဲ Citizens ပွိုင့်တွေစုဆောင်းနေသူတို့အတွက် “မိုးလေးဖွဲတုန်းဆုတွေထူးမယ်၊ E-Money…
Read More
CTZ Points feature is an exciting opportunity that will give you rewards for your payments. If you are a regular customer of g&g and Captial outlets, you can collect CTZ Points and reuse them for your future payments.
To collect CTZ points, you just need a phone number. Make sure to use the number registered with your ID to avoid any issues. You can earn CTZ Points when you pay with CTZPay or cash at g&g Convenience Stores and Capital outlets. To collect CTZ points, let the cashier know your phone number when you make a purchase. There's no limit for collecting points.
First, download the CTZPay application and complete your registration. In CTZPay application, you can exchange CTZ Points with two coupons, Discount Coupons and Exchange Coupons. 'Discount Coupons' can be used for purchases at any g&g Convenience Stores. 'Exchange Coupon' can be redeemed for CTZPay merchandise gifts, including tote bag, water bottle, keychain, and ball pen. Customers can exchange their coupons for gifts at designated CTZPay service counters in Capital Hypermarket (DawPone) and Capital Supermarket (Sanchaung).
Transfer money to anyone, anywhere at anytime through our CTZPay Agents or your CTZPay Account.
Domestic Money Transfer
Cash Pick-up Service
Cash Pick-up Service
Cash-to-QR Payment
CTZPay works with a wide range of trusted partners to bring convenient services closer to you. With our Find Our Agent feature, you can easily locate the nearest agent or partner outlet anytime, anywhere.
Our extensive network ensures that you’re never far from the financial services you need, whether you’re in the heart of Yangon or in remote areas across Myanmar.
Reliable network nationwide
Find agents instantly
Always available service
Get directions, hours, and services available at each location
You can fund CTZPay account in 5 ways:
You can download the applications as below:
Apple Store
Google PlayStore
Huawei Store
APK Direct Link
Scan the QR below to download
Anyone who has access to a smartphone and a valid Myanmar mobile number (MPT, Telenor, Ooredoo, Mytel, MECTEL) and internet connectivity can use Citizens.
CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bus tickets and bill, to ordering food and even donating to a user’s favorite charity. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
You can fund CTZPay account in 5 ways:
You can download the applications as below:
Apple Store
Google PlayStore
Huawei Store
APK Direct Link
Scan the QR below to download
Anyone who has access to a smartphone and a valid Myanmar mobile number (MPT, Telenor, Ooredoo, Mytel, MECTEL) and internet connectivity can use Citizens.
CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bus tickets and bill, to ordering food and even donating to a user’s favorite charity. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
You can fund CTZPay account in 5 ways:
You can download the applications as below:
Apple Store
Google PlayStore
Huawei Store
APK Direct Link
Scan the QR below to download
Anyone who has access to a smartphone and a valid Myanmar mobile number (MPT, Telenor, Ooredoo, Mytel, MECTEL) and internet connectivity can use Citizens.
CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bus tickets and bill, to ordering food and even donating to a user’s favorite charity. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
You can fund CTZPay account in 5 ways:
You can download the applications as below:
Apple Store
Google PlayStore
Huawei Store
APK Direct Link
Scan the QR below to download
Anyone who has access to a smartphone and a valid Myanmar mobile number (MPT, Telenor, Ooredoo, Mytel, MECTEL) and internet connectivity can use Citizens.
CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bus tickets and bill, to ordering food and even donating to a user’s favorite charity. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
No FAQs found for this post.
Smarter Payments. Bigger Rewards.
CTZ Pay brings you a seamless way to pay, collect CTZ Points, and enjoy exclusive rewards at g&g and Capital outlets.
Yangon Innovation Center (YIC)
© 2026 CTZPay. All rights reserved.
(+95 9) 969 998888
