Discover all the smart tools you need in one app from instant transfers and MMQR payments to bill splitting and reward tracking. CTZpay makes every transaction faster, safer, and more rewarding right from your phone.
Send and receive money instantly with just a few taps. CTZPay’s Wa-Wa Transfers make wallet-to-wallet transactions simple, fast, and free.
Add or withdraw funds easily through authorized agents, bank links, or 123 service points nationwide.
Your wallet is protected with PIN codes, biometric security, and real-time transaction alerts, giving you peace of mind.
Pay for your mobile top-ups, internet, utility bills, shopping, and more — all from your phone, no cash needed.
Make secure payments at partner stores, both online and offline. Scan, pay, and go fast, secure, and convenient.
Get exclusive discounts, cashback, and loyalty rewards when you use CTZPay with participating merchants and services.